Insurance Agency News

One of the biggest things that really impacted flood insurance was flood zones. Aside from being a form of measurement of how the property is going to flood, this is also a big consideration when it comes to flood insurance…

Owned by Doug, Holland Landing, ON I saw a movie when I was a kid with a 40 Ford drag racing. I said I am going to have one of those someday. Back in the day there were no cellphones…

The recent announcements by the ten largest Car The car, or automobile, has undergone an extraordinary evolution since the late 19th century, transitioning from rudimentary carriages powered by steam engines to the sophisticated, computerized vehicles of today. Term details ”…

Vehicular Homicide Vehicular homicide, often termed vehicular manslaughter, constitutes a criminal charge where an individual causes someone’s death through illegal or careless driving of a vehicle. Term details ” href=”https://midcolumbiainsurance.com/glossary/vehicular-homicide” data-mobile-support=”0″ data-gt-translate-attributes=”[{“attribute”:”data-cmtooltip”, “format”:”html”}]” tabindex=”0″ role=”link”>Vehicular homicide, often termed vehicular manslaughter,…

Who We Are – Mid-Columbia Insurance The Insurance Insurance is a contractual agreement that offers financial safeguard against unpredictable events. This arrangement, binding between an individual and an insurance company, delineates the specifics of coverage and conditions. The essence of…

Hit and Run video by John Dough A Hit and Run A hit and run or hit-and-run offense occurs when an individual causes or contributes to a traffic collision and leaves the scene without offering assistance or providing their contact…

In Washington State, determining who bears responsibility for a Car The car, or automobile, has undergone an extraordinary evolution since the late 19th century, transitioning from rudimentary carriages powered by steam engines to the sophisticated, computerized vehicles of today. Term…

The word ‘pedestrian‘ comes from the Latin word ‘pedester’. It doesn’t just mean a person who is walking. It’s a term that includes all the different parts of walking that have to do with our culture, history, and the things…

Guide to Flood Insurance in Flood Zone AE in 2024 Flood insurance is a crucial aspect of protecting your property and finances, especially if you live in a flood-prone area like Flood Zone AE. Understanding what flood insurance is, the…

 Posted On January 15, 2024 Written by Chris Cameron Branch Manager, Mitchell Office The consequences of climate change are reverberating across the globe, reshaping industries and leaving no sector untouched. In Ontario, the insurance industry, particularly home insurance, is…

Downtown Richland, Washington Downtown Richland, Washington by Corbin Harder Located in the southeast corner of Washington State, you’ll find the city of Richland. It’s a place where the peaceful Columbia River meets the city’s atomic past. The city of Richland was…

Aerial view of Kennewick from above the Columbia River near the Blue Bridge. Wikipedia Kennewick, a city in Eastern Washington, is important for many reasons. This city is part of the Tri-Cities area and is like the center of a…

The execution of a U-turn, while seemingly a simple maneuver, is a multifaceted traffic movement that is governed by an array of regulations and influenced by various types of road configurations and control devices. These regulations are not universally standardized;…

NAVIGATING BIRMINGHAM’S SKYROCKETING FLOOD INSURANCE: UNDERSTANDING YOUR OPTIONS IN ALABAMA Hey there, let’s talk about flood insurance in Alabama, especially in Birmingham. Flood insurance is super important in our state because sometimes there can be a lot of water that…

January 9, 2024 – A fatal multiple-vehicle Accident Accidents, often characterized by their unexpected nature and lack of intent, are incidents that result from a confluence of factors, frequently preventable. They encompass a range of events from vehicular collisions, often…

A surge of smash and grab burglaries using stolen vehicles and targeting cannabis shops has gripped the state, raising alarm among business owners and compelling a closer look at the security infrastructure surrounding these establishments. These incidents, characterized by their…

Roadside assistance has significantly shaped the landscape of vehicular travel, offering crucial support to motorists in times of need. This service, deeply rooted in the history of the Car The car, or automobile, has undergone an extraordinary evolution since the…

Knowing how to get Roadside Assistance Roadside assistance has significantly shaped the landscape of vehicular travel, offering crucial support to motorists in times of need. This service, deeply rooted in the history of the automobile, has evolved from simple acts…

Extended warranties claim protection against costly repairs after the original manufacturer’s warranty expires. When considering the purchase of an extended warranty, consumers must weigh the warranty cost against the possibility of product failure. While the proposition seems straightforward, investing in…

A multiple-vehicle Accident Accidents, often characterized by their unexpected nature and lack of intent, are incidents that result from a confluence of factors, frequently preventable. They encompass a range of events from vehicular collisions, often linked to preventable behaviors like…

A multiple-vehicle Accident Accidents, often characterized by their unexpected nature and lack of intent, are incidents that result from a confluence of factors, frequently preventable. They encompass a range of events from vehicular collisions, often linked to preventable behaviors like…

In the era of instantaneous digital communication, the insidious habit of Texting While Driving Texting while driving involves engaging in text messaging on a mobile device while operating a vehicle. Few issues have garnered as much attention as the risks…

Texting While Driving Texting while driving involves engaging in text messaging on a mobile device while operating a vehicle. Few issues have garnered as much attention as the risks associated with texting while driving because it has been shown to…

Owned by Gary, Waterloo, ON It has been an up & down year for show car enthusiasts, lucky if I have 200 K on the “A” since May. I have been able to get to a few shows with 6…

Renters Insurance Renters insurance provides a critical layer of protection against unforeseen events that can affect one’s personal property, liability, and ultimately financial stability. Term details ” href=”https://midcolumbiainsurance.com/glossary/renters-insurance” data-mobile-support=”0″ data-gt-translate-attributes=”[{“attribute”:”data-cmtooltip”, “format”:”html”}]” tabindex=”0″ role=”link”>Renters insurance provides a critical layer of protection…

Home Insurance Home insurance, a critical component of financial planning, provides homeowners with robust protection against unforeseen events that may threaten their property and financial stability. Term details ” href=”https://midcolumbiainsurance.com/glossary/home-insurance” data-mobile-support=”0″ data-gt-translate-attributes=”[{“attribute”:”data-cmtooltip”, “format”:”html”}]” tabindex=”0″ role=”link”>Home insurance, a critical component of…

Understanding the importance of flood insurance Flood insurance is a crucial aspect of protecting your property from potential damage caused by floods. Many homeowners make the mistake of assuming that their standard homeowners insurance policy covers flood damage, I know….

What is Flood Insurance and Do I Need It in Alabama? Understanding the basics of flood insurance is crucial for homeowners in Alabama. Flood insurance is a specialized insurance policy that provides coverage for property damage resulting from flooding. Given…

 Posted On December 15, 2023 Written by Dave Stewart Business Development & Marketing Manager In an unpredictable world with health uncertainties abound, safeguarding one’s financial well-being in the face of an unforeseen critical illness is paramount. Critical illness Insurance…

The doctrine of Damages The doctrine of damages in common law serves as a cornerstone of legal redress, offering a structured approach to compensating individuals who have suffered loss or injury attributable to the actions or negligence of another party….

Types of Damages Compensatory damages Nominal damages Punitive damages Contemptuous damages Restitutionary damages Factors Affecting Damages Severity of harm Degree of fault Financial losses Emotional distress Future consequences Calculation of Damages Special damages General damages Hedonic damages Aggravated damages Liquidated…

Definition, Invention, and Development of Cars A car is a motor vehicle with four wheels primarily used for transporting people. The first steam-powered road vehicle was built by Nicolas-Joseph Cugnot in 1769. The first internal combustion-powered automobile was designed by…

The Car The car, or automobile, has undergone an extraordinary evolution since the late 19th century, transitioning from rudimentary carriages powered by steam engines to the sophisticated, computerized vehicles of today. Term details ” href=”https://midcolumbiainsurance.com/glossary/car” data-mobile-support=”0″ data-gt-translate-attributes=”[{“attribute”:”data-cmtooltip”, “format”:”html”}]” tabindex=”0″ role=”link”>car,…

Causes and Consequences of Wrong-Way Driving Driver inattention or impairment Insufficient or confusing road markings or signage Unfamiliarity with driving in a different traffic direction Missing an exit Thrill-seeking or taking shortcuts Higher risk of head-on collisions, especially on divided…

Definition and Consequences of Reckless Driving Reckless driving is a major moving violation related to aggressive driving. It involves driving with willful or wanton disregard for the safety of persons or property. Reckless driving is more serious than careless driving…

Size and Population Washington State Patrol – Washington State Patrol covers 71,362 square miles (184,830km).- The estimated population of Washington in 2016 was 7,288,000.- The agency is responsible for the protection of the Governor of Washington and the grounds of…

Size and Population Washington State Patrol covers 71,362 square miles (184,830km). The estimated population of Washington in 2016 was 7,288,000. The agency is responsible for the protection of the Governor of Washington and the grounds of the Washington State Capitol….

Personal Injury Protection (PIP) PIP is an extension of car Insurance Insurance is a contractual agreement that offers financial safeguard against unpredictable events. This arrangement, binding between an individual and an insurance company, delineates the specifics of coverage and conditions….

Underwriting Underwriting services play an integral role in the financial sector, as institutions undertake the systematic evaluation and acceptance of risk. This process is critical in various financial transactions, from issuing insurance policies to underpinning the success of securities in…

Definition of an Uninsured Motorist Individuals without liability coverage for the vehicle they are operating Hit and run drivers who flee the scene without providing sufficient information for identification States where coverage for uninsured property damage may be unavailable Stolen…

Definition of an Uninsured Motorist Individuals without liability coverage for the vehicle they are operating Hit and run drivers who flee the scene without providing sufficient information for identification States where coverage for uninsured property damage may be unavailable Stolen…

A traffic collision, also known as a motor vehicle collision or car crash when cars are involved in the collision, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other moving or stationary obstruction, such as…

The Washington State Patrol – Washington State Patrol covers 71,362 square miles (184,830km).- The estimated population of Washington in 2016 was 7,288,000.- The agency is responsible for the protection of the Governor of Washington and the grounds of the Washington…

Despite concerns over economic volatility, industry experts are cautiously optimistic about personal auto Insurance Insurance is a contractual agreement that offers financial safeguard against unpredictable events. This arrangement, binding between an individual and an insurance company, delineates the specifics of…

If you’ve had a DUI, you might know that your car Insurance Insurance is a contractual agreement that offers financial safeguard against unpredictable events. This arrangement, binding between an individual and an insurance company, delineates the specifics of coverage and…

Communties Served: Kennewick, Pasco, Richland, Yakima, Union Gap, Prosser, Walla Walla, Sunnyside, Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Renton, Federal Way, and all of Washington state. Article Source Information contained on this page is provided by an independent third-party…

« Back to Glossary Index Accidents, often characterized by their unexpected nature and lack of intent, are incidents that result from a confluence of factors, frequently preventable. They encompass a range of events from vehicular collisions, often linked to preventable…

Damage Waiver Damage waiver (DW) or, as it is often referred to, collision damage waiver (CDW) or loss damage waiver (LDW) is the optional coverage that a rental car company offers to cover your financial responsibility for any physical or structural damage to the rental…

Can you get Vehicle Insurance Vehicle insurance, also known as car insurance or auto insurance, represents a fundamental aspect of vehicle ownership, designed to protect individuals from potential financial losses stemming from automotive incidents. Read More ” href=”https://midcolumbiainsurance.com/glossary/vehicle-insurance” target=”_blank”>car insurance…

 Featured Vintage Car of the Month  Posted On December 1, 2023 Owned by James, New Hamburg, ON In 1980, my friend Roger McGlynn trailered this old abused race car on a flatbed from Ohio. The $2500 Pony sat…

Legally Driving in Washington State To legally drive the roads of Washington State, a driver must be able to show a minimum amount of liability insurance. Anyone driving a vehicle in Washington must be able to show proof of financial…

In 2013, Washington state Governor Jay Inslee signed Senate Bill 5095 into law. This legislation allows drivers to provide proof-of-insurance and registration information from their “portable electronic device” to law enforcement officers. Most states now allow motorists to use electronic…

FOR IMMEDIATE RELEASE South Jordan, Utah. November 20, 2023 – Skyline Insurance Agency proudly announces that Matthias Allred has joined the 2024 Marketplace Circle of Champions. WASHINGTON, DC – Skyline Insurance Agency is proud to announce that Matthias Allred has…

You got a DUI, Now what? Relax, you just found an Insurance Insurance is a contractual agreement that offers financial safeguard against unpredictable events. This arrangement, binding between an individual and an insurance company, delineates the specifics of coverage and…

Winter Driving Advice from National General Insurance 1. Winterize your vehicle.Check your battery, front and rear defrosters, fill up the washer fluid and antifreeze, inflate your tires to the correct pressure, and keep your gas tank at least half full to…

Find Cheap SR22 Insurance Quotes  Whether your current insurer will file an SR-22 for you or not, one of the easiest ways to make sure you’re getting the most affordable SR-22 coverage is to compare quotes from multiple companies, which…

Comprehensive car insurance coverage shields you from financial loss due to non-collision events. It is optional if you own your car outright but most lenders require it to protect the loan. Imagine cruising down the road, your car suddenly decides…

Mid-Columbia Insurance Insurance is a contractual agreement that offers financial safeguard against unpredictable events. This arrangement, binding between an individual and an insurance company, delineates the specifics of coverage and conditions. The essence of insurance is to facilitate financial recovery…

An insurance deductible is the specific amount you’ll pay out of pocket before your insurance provider begins to cover any expenses. It acts as your financial participation in the loss or claim, which is a standard feature across various insurance…

An Insurance Company An insurance carrier pools money together from thousands of people paying premiums and because only some of these people will have car crashes or home damage, the total premiums paid usually cover all these expenses. This spreads…

The concept of insurable interest is pivotal in the adjudication and validation of insurance policies. It necessitates a clear, legitimate risk of financial loss or potential for significant distress to the policyholder in the event of a covered incident. This…

Liability insurance is a fundamental aspect of risk management, designed to mitigate potential financial losses arising from legal claims. This type of insurance is pivotal in safeguarding individuals and businesses from the economic impacts of litigation, by providing coverage for…

Dairyland is proud to be able to help drivers in Washington meet their Insurance Insurance is a contractual agreement that offers financial safeguard against unpredictable events. This arrangement, binding between an individual and an insurance company, delineates the specifics of…

MEDICARE DISCLOSURE:NOT AFFILIATED WITH OR ENDORSED BY THE GOVERNMENT OR FEDERAL MEDICARE PROGRAM. Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal. “We do not…

The Healthy Premier Bronze 3 Copay is one of the Bronze plans offered by the University of Utah Health for 2024. This plan is available directly through the University of Utah Health, or through the Federal Marketplace. The University of…

The Healthy Premier Bronze HSA is one of the Bronze plans offered by the University of Utah Health for 2024. This plan is available directly through the University of Utah Health, or through the Federal Marketplace. The University of Utah…

The Healthy Premier Expanded Bronze is one of the Bronze plans offered by the University of Utah Health for 2024. This plan is available directly through the University of Utah Health, or through the Federal Marketplace. The University of Utah…

The Healthy Premier Expanded Bronze Standard Choice is one of the Bronze plans offered by the University of Utah Health for 2024. This plan is available directly through the University of Utah Health, or through the Federal Marketplace. The University…

The Healthy Premier Expanded Bronze Standard is one of the Bronze plans offered by the University of Utah Health for 2024. This plan is available directly through the University of Utah Health, or through the Federal Marketplace. The University of…

The U Health Plus Bronze is one of the Bronze plans offered by the University of Utah Health for 2024. This plan is available directly through the University of Utah Health, or through the Federal Marketplace. The University of Utah…

The U Health Plus Expanded Bronze Standard is one of the Bronze plans offered by the University of Utah Health for 2024. This plan is available directly through the University of Utah Health, or through the Federal Marketplace. The University…

The Healthy Premier Gold Copay is one of the Gold plans offered by the University of Utah Health for 2024. This plan is available directly through the University of Utah Health, or through the Federal Marketplace. The University of Utah…

MEDICARE DISCLOSURE:NOT AFFILIATED WITH OR ENDORSED BY THE GOVERNMENT OR FEDERAL MEDICARE PROGRAM. Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal. “We do not…

The Med Benchmark Platinum Standardized is one of the Platinum plans offered by SelectHealth for 2024. This plan is available directly through SelectHealth, or through the Federal Marketplace. SelectHealth plans are designed to provide coverage for hospital, medical, preventive care,…

CAIB, Account Executive & Underwriting Manager Introduction Ontario’s dynamic landscape, bustling with diverse urban centers and sprawling rural regions, poses unique challenges in the realm of property and auto insurance. While the province boasts a vibrant economy and a thriving…

The Value Silver 5500 is one of the Silver plans offered by SelectHealth for 2024. This plan is available directly through SelectHealth, or through the Federal Marketplace. SelectHealth plans are designed to provide coverage for hospital, medical, preventive care, and…

The Med Silver 5500 is one of the Silver plans offered by SelectHealth for 2024. This plan is available directly through SelectHealth, or through the Federal Marketplace. SelectHealth plans are designed to provide coverage for hospital, medical, preventive care, and…

Discover effective strategies to save money on your mortgage. The economy has everyone reviewing every dollar we spend. I know because recently I saw that my mortgage payment was going to be increasing by more than $300 a month. So……

In recent years, Pelham, Alabama has experienced increased flooding, prompting a need for effective solutions to secure the safety of property owners and residents. One such initiative is the Federal Emergency Management Agency’s (FEMA) Buy Back Program. This program aims…

Owned by Bill, Garson, ON Well, to start with, I have been deeply into classic cars before they were even classics, building and restoring since my teens. My Nomad, one of several I own, was aquired 4 years ago when…

In recent years, Birmingham, Alabama has experienced an increase in flooding events, making flood insurance a necessity for many residents. As a homeowner, it’s crucial to ensure that your property stays well-protected without breaking the bank. This article will explore…

Myth #5: I don’t need life insurance because I’m young and healthy Many young people believe they don’t need life insurance because they are healthy and have many years ahead of them. However, this is precisely the time when you…

Jackson Lake, located in Jackson, Georgia, is a picturesque destination known for its natural beauty and recreational opportunities. However, like many waterfront communities, it faces the potential risk of flooding. For homeowners and property investors in the area, understanding flood…

Solution? Health Spending Account or Tradition Workplace Health Benefits? In summary, the reoccurring theme is that HSA is more flexible and cheaper than traditional workplace health benefits plan, but a traditional workplace health benefits plan offers far more coverage and…

In recent years, Huntsville, Alabama has experienced an increase in severe weather events, leading to heightened concerns about flood risk for residents living in apartment buildings. As a result, many have begun to turn their attention to flood insurance options,…