Top insurance Agency News
Private Flood Insurance vs NFIP: What Actually Happens When You File a Claim
If you’re in a high-risk flood zone like AE, the last thing you want is confusion when a disaster strikes.After all, you’re paying monthly for peace of mind—but do you actually know what to expect when you file a claim?…
What Happens if Your Home Is on the Repetitive Loss List?
Is Your Home on FEMA’s Repetitive Loss List? Here’s What That Really Means Discovering that your property is classified as a Repetitive Loss (RL) or Severe Repetitive Loss (SRL) property can feel like hitting a wall—suddenly, insurance, selling, or even…
What to Do If Your Mortgage Company Says You
Flood Zone AE: What It Means for Your Property and Insurance Did your lender just require flood insurance even though your home has never flooded?Are you suddenly in Flood Zone AE and unsure what that means? You’re not alone —…
What Is a Repetitive Loss Property? Costs, Insurance, and How to Get Off the List
Is Your Property on FEMA’s Repetitive Loss List? Owning a home in a flood-prone area can lead to rising insurance premiums, difficulty selling, and limited options. If your home has multiple flood claims, it may be listed as a Repetitive…
Easy-to-Understand Flood Risk Tools: What Every Homeowner Should Know
Do flood maps and insurance language leave you totally lost? You’re not alone. Many homeowners want to understand their flood risk but run into maps, terms, and tools that feel designed for engineers, not everyday people. Confused about whether your…
Feeding the Future: How Technology is Shaping Agriculture – Zehr Insurance Brokers Ltd.
Different Types of Farming Technology Automation and Robotics Automation and Robotics can perform tasks such as planting, harvesting, and sorting with unimaginable precision. These technologies are not only reducing labor costs but are also optimizing workflows and continuously improving safety…
Houston Flood Insurance Costs: What Homeowners Need to Know in 2025
Do You Really Know What Determines Your Flood Insurance Cost? Many Houston homeowners believe that flood insurance premiums are outrageously high or that they won’t qualify for coverage due to frequent flooding in the area.However, this isn’t entirely true. A…
Flood Insurance vs. Home Insurance
Flood Insurance vs. Home Insurance: What Most Homeowners Get Wrong Do you know if your homeowners insurance covers flood damage? What would happen if just one inch of water cost you $25,000 out of pocket? In this article, you’ll learn…
Key Differences in Private Flood Insurance and NFIP Explained for Houston Homeowners
Are You a Houston Homeowner? Here’s What You Need to Know About Private Flood Insurance vs. NFIP Are you a Houston homeowner trying to figure out the differences between the National Flood Insurance Program (NFIP) and private flood insurance? If…
Assessing My Homes Flood Risk: Do I Need Insurance in Houston?
Assessing My Home’s Flood Risk: Do I Need Insurance in Houston? Is Your Houston Home at Risk of Flooding? Here’s How to Find Out Many homeowners underestimate their flood risk in Houston, believing that if their lender doesn’t require flood…

Ohio Valley Flooding: What Homeowners and Business Owners Should Do Next
What to Do After Flood Damage: A Step-by-Step Guide for Ohio Valley Homeowners and Business Owners Has your home or business in the Ohio Valley area — including parts of Kentucky, Indiana, or Ohio — been impacted by recent severe…
1975 Ford F-150 – Zehr Insurance Brokers Ltd.
Owned by Ronald Zinger – ON Some vehicles become part of the family, and that’s certainly the case with Ronald Zinger’s 1975 Ford F-150. Purchased brand new in August 1974 from Parkway Ford in Waterloo, this truck was built to…
The True Cost of Flooding: How the Right Flood Insurance Can Save Your Home and Finances
Why Do Flood Insurance Costs Vary in Houston? Is Your Houston Home at Risk of Flooding? Here’s How to Find Out Flood insurance pricing in Houston varies widely depending on home location, construction type, and flood risk. Many homeowners assume…
Key Factors Influencing Flood Insurance Prices in Houston
Why Do Flood Insurance Costs Vary in Houston? Is Your Houston Home at Risk of Flooding? Here’s How to Find Out Flood insurance pricing in Houston varies widely depending on home location, construction type, and flood risk. Many homeowners assume…
Off-Season Success: Essential Tasks for Every Farm – Zehr Insurance Brokers Ltd.
Posted On March 14, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. When the field is quiet and the harvest is over, it’s easy to think the work is done. However, the off-season is the perfect time for…
1951 GMC The SIE GMC – Zehr Insurance Brokers Ltd.
Owned by Dave, Whitby – ON Can an automotive writer and photographer build something of his own? That’s the question Dave Thomas set out to answer when he picked up this 1951 GMC, originally a farm truck with a dump bed….
1964 Dodge Polara Convertible – Zehr Insurance Brokers Ltd.
Owned by Doug Renault, ON Some cars are just special, and for Doug Renault, his 1964 Dodge Polara Convertible has been part of his life for an incredible 60 years. Originally purchased on November 11, 1964, from Roe-Hoyle Motors in…
Base Flood Elevation Explained: How It Impacts Your Flood Zone & Insurance Costs
How Base Flood Elevation Affects Your Flood Zone and Insurance Rates Why Base Flood Elevation Matters Buying a home in a flood zone can be stressful and expensive. If you don’t understand Base Flood Elevation (BFE), you could end up…
Barn Snow Removal: Dos and Donts – Zehr Insurance Brokers Ltd.
Posted On February 11, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. It’s definitely here! The heavy snow fall, temperatures dropping, and your barn starts to feel the full weight of winter again. Picture This You wake up…
1953 Studebaker Champion Regal Starlight Coupe – Zehr Insurance Brokers Ltd.
Automotive designers voted the ’53 Stude coupes and hardtops (Starliners) as a top contender for the most beautifully designed cars of the 1950’s. They should know. So well proportioned are they that it is hard to take a bad picture…
AEMS: Your Farms Silent Protector – Zehr Insurance Brokers Ltd.
Posted On January 15, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd AEMS: Agricultural Electrical Monitoring System WHAT IS IT?AEMS (Agricultural Electrical Monitoring System) is your farm’s best friend when it comes to keeping things running smoothly. Think…
2003 Fiat Multipla – Zehr Insurance Brokers Ltd.
Beauty Is in the Eye of the Beholder At Zehr Insurance, we celebrate all collector vehicles – from jaw-dropping showpieces to, well, the other kind. This month, we’re putting the spotlight on a car often hailed as the ugliest modern vehicle: the 2003…
1987 Jaguar XJS V12 Coupe – Zehr Insurance Brokers Ltd.
Owned by Doug, ON This month, we’re showcasing an elegant yet quirky piece of automotive history: Doug’s 1987 Jaguar XJS V12 Coupe. Doug has owned this Jaguar for little more than 24 hours, but its charm and character have already…