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american-rescue-plan-lowered-health-costs-for-millions-of-americans-ahead-of-august-15-deadline-to-get-covered-on-healthcare.gov-–-health-scout-insurance

American Rescue Plan Lowered Health Costs for Millions of Americans Ahead of August 15 Deadline to Get Covered on HealthCare.gov – Health Scout Insurance

Today, the Centers for Medicare & Medicaid Services (CMS) released new data that shows returning consumers can save, on average, 40% off of their monthly premiums because of enhanced tax credits in the American Rescue Plan (ARP), which  President Biden has…

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If you haven’t yet purchased a life insurance policy to protect your family’s financial future, you mustn’t wait any longer. We provide life insurance to consumers in Aliso Viejo, CA, at Breathe Insurance. The following are three important reasons why…

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Breathe Insurance assists the Aliso Viejo, CA community, as well as the surrounding areas by offering different types of insurance policies. We take the time to listen to our clients and help them find policies that closely align with their…

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Although your state, like auto insurance, does not legally mandate home insurance, it is important to know that it is necessary, not an option. Many lenders will require you to have coverage if you carry a mortgage. Keep in mind…

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If you have recently become a lucky owner of a dream condo, it is time to start thinking of proper condo insurance. In order to have the right information about this type of insurance and get the perfect coverage to…

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Life insurance is an important form of protection. It helps you to sleep at night knowing your loved ones will be taken care of if something happens to you. Your need for life insurance does not stay the same throughout…

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Life insurance is an important form of protection. It helps you to sleep at night knowing your loved ones will be taken care of if something happens to you. Your need for life insurance does not stay the same throughout…

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Life insurance is an important form of protection. It helps you to sleep at night knowing your loved ones will be taken care of if something happens to you. Your need for life insurance does not stay the same throughout…

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Life insurance is an important form of protection. It helps you to sleep at night knowing your loved ones will be taken care of if something happens to you. Your need for life insurance does not stay the same throughout…

building-an-open-and-transparent-relationship-with-your-healthcare-providers

Building an Open and Transparent Relationship with Your Healthcare Providers

A huge part of maintaining a smooth health ecosystem is trust. Particularly, trust between healthcare providers and their patients. A survey from NBC News found only 44% of Americans trust the CDC’s communications regarding COVID-19. Patients with high levels of trust in…

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Life insurance is an important form of protection. It helps you to sleep at night knowing your loved ones will be taken care of if something happens to you. Your need for life insurance does not stay the same throughout…

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Life insurance is an important form of protection. It helps you to sleep at night knowing your loved ones will be taken care of if something happens to you. Your need for life insurance does not stay the same throughout…

how-detroit

How Detroit

Flooding can start from anywhere even inside your own home. When floods happen, sometimes it’s easy to assume that raising your home would easily be the best countermeasure, but did you know that you can still get flooded when all…

how-detroit

How Detroit

Flooding can start from anywhere even inside your own home. When floods happen, sometimes it’s easy to assume that raising your home would easily be the best countermeasure, but did you know that you can still get flooded when all…

how-detroit

How Detroit

Flooding can start from anywhere even inside your own home. When floods happen, sometimes it’s easy to assume that raising your home would easily be the best countermeasure, but did you know that you can still get flooded when all…

how-detroit

How Detroit

Flooding can start from anywhere even inside your own home. When floods happen, sometimes it’s easy to assume that raising your home would easily be the best countermeasure, but did you know that you can still get flooded when all…

how-detroit

How Detroit

Flooding can start from anywhere even inside your own home. When floods happen, sometimes it’s easy to assume that raising your home would easily be the best countermeasure, but did you know that you can still get flooded when all…

how-detroit

How Detroit

Flooding can start from anywhere even inside your own home. When floods happen, sometimes it’s easy to assume that raising your home would easily be the best countermeasure, but did you know that you can still get flooded when all…

how-detroit

How Detroit

Flooding can start from anywhere even inside your own home. When floods happen, sometimes it’s easy to assume that raising your home would easily be the best countermeasure, but did you know that you can still get flooded when all…

business-overhead-insurance:-the-forgotten-coverage-–-zehr-insurance-brokers-ltd.

Business Overhead Insurance: The Forgotten Coverage – Zehr Insurance Brokers Ltd.

Business Overhead Expense (BOE) disability policy– for $3K/month tax free benefit paid to the business, with coverage payable for up to 24 months and a 30-day waiting period=cost of $79.30/month Individual disability policy– Based on declared income of $24,000 he…

staycations-options-of-where-to-go-or-what-to-do,-and,-your-insurance-–-zehr-insurance-brokers-ltd.

Staycations. Options of Where To Go or What To Do, and, Your Insurance. – Zehr Insurance Brokers Ltd.

In the late 1970’s, when I first started my career as an Insurance Broker it was common for people to carry liability insurance limits of $500,000. Then we saw the value of law suits increasing. This lead us to recommend…

almost-98%-of-drivers-misunderstand-how-their-auto-insurance-works-|-beacon-point-insurance

Almost 98% of drivers misunderstand how their auto insurance works | Beacon Point Insurance

According to a recent survey, a staggering number of US drivers – approximately 96% – are unaware of the fundamental elements of their auto insurance coverage. The poll, which interviewed almost 1,000 drivers across the country, looked at how well…

how-to-choose-a-deductible-for-your-homeowners-insurance-policy-|-beacon-point-insurance

How to choose a deductible for your homeowners insurance policy | Beacon Point Insurance

Your home insurance deductible is one of the easiest things to use to help control the cost of your homeowners insurance. When choosing a deductible, what you are really doing is telling the insurance company how you view insurance. What…

what-you-need-to-know-about-monoline-umbrella-policies-|-beacon-point-insurance

What you need to know about monoline umbrella policies | Beacon Point Insurance

A monoline commercial umbrella insurance is a type of policy that provides financial protection with extra liability coverage limits for your primary business insurance policies in addition to covering some exposure gaps in those policies for a wide range of…

purchasing-your-own-health-insurance-just-got-way-less-expensive.-–-health-scout-insurance

Purchasing your own health insurance just got way less expensive. – Health Scout Insurance

Starting this month, tens of millions of Americans will find it substantially more affordable to buy their own health insurance due in part to the generous financial help included within ARPA. The amount of money that you spend on health…

classic-/-antique-auto-insurance-–-agreed-value-vs.-stated-value-|-beacon-point-insurance

Classic / Antique Auto Insurance – Agreed Value vs. Stated Value | Beacon Point Insurance

There are three different bases that an insurance company can use to value an insured auto. Lets first look at the one that almost everyone has on a typical insurance policy: Actual Cash Value (ACV) ACV translated means “What its…

low-income-residents-of-kansas-and-missouri-now-have-a-brand-new-special-enrollment-period-to-find-affordable-health-insurance.-|-beacon-point-insurance

Low-income residents of Kansas and Missouri now have a brand-new special enrollment period to find affordable health insurance. | Beacon Point Insurance

Now, for the first time, low-income people in Kansas and Missouri can buy health insurance on the federal exchange throughout the year. This new year-round enrollment period applies to those who earn 150% or less of the federal poverty line…

residents-of-kansas-and-missouri-who-are-considered-low-income-can-now-use-a-new-special-enrollment-period-to-acquire-health-insurance-at-an-affordable-price.-–-health-scout-insurance

Residents of Kansas and Missouri who are considered low income can now use a new special enrollment period to acquire health insurance at an affordable price. – Health Scout Insurance

People in Kansas and Missouri who make 150% or less of the federal poverty line can now purchase health insurance on the federal exchange throughout the year. This brand-new year-round registration duration applies to those who make up to $39,750…

what-is-the-difference-between-workers-compensation-and-employers-liability?

What is the difference between workers compensation and employers liability?

Workers’ compensation covers statutory obligations that are covered under a state-law. Employers liability insurance is coverage that protects an employer from lawsuits by employees who are injured or become ill as a result of their job duties. Employers liability insurance…

what-is-work-comp-code-8810?

What is work comp code 8810?

Classification 8810, Clerical Office Employees, is applicable to workers who are engaged exclusively (100 percent) in clerical activities with no additional duties. In addition, clerical office employees must work in a separate area within which no work other than clerical office…

what-type-of-house-will-tend-to-have-a-lower-homeowners-insurance-premium?

What type of house will tend to have a lower homeowners insurance premium?

Generally speaking, newer homes will have lower homeowners insurance premiums than older homes. This is because newer homes are typically built to stricter code requirements, which can help to mitigate the risk of damage or loss. Additionally, newer homes tend…

what-is-a-cobra-plan?

What is a Cobra plan?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families the right to continue health insurance coverage after a job loss or other qualifying event. COBRA allows people to maintain their health insurance for up to 18 months,…

what’s-the-difference-between-health-insurance-and-medical-insurance?

What’s the difference between health insurance and medical insurance?

The main difference between health insurance and medical insurance is Health insurance is typically more comprehensive, covering a wider range of services and treatments. Medical insurance, on the other hand, tends to be more focused, providing coverage for specific medical…

what-does-an-individual-health-insurance-cover?

What does an individual health insurance cover?

An individual health insurance policy typically covers emergency medical expenses resulting from hospitalization costs and outpatient procedures. It may also include coverage for regular doctors office visits, diagnostic tests, prescription drugs, and rehabilitation services. However, policies vary in providers covered,…

how-and-when-can-i-change-car-insurance-coverage-and-/-or-limits-on-my-current-policy?

How and When Can I Change Car Insurance Coverage and / or Limits on My Current Policy?

Typically, our clients may modify their coverage and policy restrictions at any time by submitting a change request through our support center here or engaging with a Beacon Point Insurance Team Member. Make sure you understand the implications of changing…

will-my-car-insurance-policy-automatically-renew,-or-do-i-have-to-reapply-for-coverage?

Will My Car Insurance Policy Automatically Renew, or Do I Have to Reapply for Coverage?

Most vehicle insurance policies are renewed automatically. We will notify you before any policy or premium changes occur. It is critical to have your Beacon Point Insurance Team evaluate your coverage needs on a yearly basis. Article Source

get-beacon-point-insurance-updates-straight-to-your-phone-with-google-news-|-beacon-point-insurance

Get Beacon Point Insurance Updates Straight to Your Phone with Google News | Beacon Point Insurance

Looking for Beacon Point Insurance updates straight to your phone? Look no further! Beacon Point has partnered with Google News, so that you can get the latest information on our products and services right in your news app. We know…

standard-trip-cancellation-vs.-cancel-for-any-reason-trip-insurance-|-beacon-point-insurance

Standard Trip Cancellation Vs. Cancel For Any Reason Trip Insurance | Beacon Point Insurance

The main difference between cancel for any reason trip insurance and standard trip cancellation insurance is that cancel for any reason trip insurance allows you to cancel your trip for any reason, while standard trip cancellation insurance only allows you…

travis-gensler-of-beacon-point-insurance-nationally-recognized-for-helping-consumers-with-qualified-health-coverage-|-beacon-point-insurance

Travis Gensler of Beacon Point Insurance nationally recognized for helping consumers with qualified health coverage | Beacon Point Insurance

Independence, MO — Travis Gensler with Beacon Point Insurance has been recognized as a member of the 2022 Marketplace Circle of Champions, a Centers for Medicare & Medicaid Services (CMS) program that celebrates the hard work of agents and brokers…

local-independent-beacon-point-insurance-group-selected-to-offer-the-hartford’s-aarp-homeowners-insurance-program-|-beacon-point-insurance

Local Independent Beacon Point Insurance Group Selected To Offer The Hartford’s AARP Homeowners Insurance Program | Beacon Point Insurance

Local Independent Beacon Point Insurance Group Selected To Offer The Hartford’s AARP Homeowners Insurance Program o Beacon Point Insurance Group (Independence, MO 03/01/2012), already authorized to sell the popular AARP auto insurance program, can now bundle that auto policy with The…

nationwide-insurance-personal-auto-rapid-relief-premium-refund-|-beacon-point-insurance

Nationwide Insurance Personal Auto Rapid Relief Premium Refund | Beacon Point Insurance

Many people are experiencing hardship due to the efforts to slow the spread of the COVID-19 virus. That emerging trend is prompting Nationwide to offer a one-time premium refund of $50 per policy for personal auto policies active as of March 31,…

travelers-insurance-stay-at-home-auto-premium-credit-program-|-beacon-point-insurance

Travelers Insurance Stay-at-Home Auto Premium Credit Program | Beacon Point Insurance

Personal auto insurance customers will receive a 15% credit on April and May auto premiums, expanding the company’s COVID-19 relief efforts NEW YORK–(BUSINESS WIRE)– The Travelers Companies, Inc. (NYSE: TRV) today announced it is giving U.S. personal auto insurance customers…

health-care-reform-update-–-what-do-i-need-to-know-about-october-1st?-|-beacon-point-insurance

Health Care Reform Update – What do I need to know about October 1st? | Beacon Point Insurance

We are pretty sure you have questions about the health care reform and how it will impact you and as your trusted advisors, we will pass along all the important information we can.  Travis has completed the certification to offer…

health-insurance-exchange-notices-need-to-be-issued-to-workers-by-october-1st-|-beacon-point-insurance

Health insurance exchange notices need to be issued to workers by October 1st | Beacon Point Insurance

You need to provide the Health Insurance Exchange notices to workers no later than October 1st, 2013. As of October 1st, the notices have to be given to all new workers on the day they are hired and all current…

new-cic-designee-–-travis-gensler,-cic-|-beacon-point-insurance

New CIC Designee – Travis Gensler, CIC | Beacon Point Insurance

The designation of Certified Insurance Counselor (CIC) has been conferred upon Travis Gensler, President of Beacon Point Insurance Group in Independence, MO , following his successful completion of a rigorous insurance education program sponsored by the Society of Certified Insurance…

travis-gensler-attends-principles-of-risk-management-|-beacon-point-insurance

Travis Gensler attends Principles of Risk Management | Beacon Point Insurance

For Immediate Release Travis Gensler attends The Principals of Risk Management March 20-23, St. Louis, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Risk Managers Principles of Risk Management Institute…

travis-gensler-attends-the-commercial-casualty-institute-|-beacon-point-insurance

Travis Gensler attends The Commercial Casualty Institute | Beacon Point Insurance

For Immediate Release Travis Gensler attends The Commercial Casualty Institute November 28-December 1st 2012, Independence, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Commercial Casualty Institute held at…

travis-gensler-attends-the-agency-management-institute-|-beacon-point-insurance

Travis Gensler attends The Agency Management Institute | Beacon Point Insurance

For Immediate Release Travis Gensler attends The Agency Management Institute September 12-15th 2012, Springfield, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Agency Management Institute held at the…

travis-gensler-attends-the-life-and-health-institute-|-beacon-point-insurance

Travis Gensler attends The Life and Health Institute | Beacon Point Insurance

For Immediate Release Travis Gensler attends The Life and Health Institute August 8-11th 2012, St. Charles, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Life and Health Institute…

hsa-compatible-health-insurance-plans-–-embedded-or-aggregate-deductibles-|-beacon-point-insurance

HSA Compatible Health Insurance Plans – Embedded or Aggregate Deductibles | Beacon Point Insurance

With the cost of healthcare increasing we have been seeing this question pop up more when educating our clients on the benefits of a HSA qualified plan. Most Qualified High Deductible Health Plans (QHDP) eligible for Health Savings Accounts (HSA)…

travis-gensler-attends-the-personal-lines-institute-|-beacon-point-insurance

Travis Gensler attends the Personal Lines Institute | Beacon Point Insurance

For Immediate Release Travis Gensler attends The Personal Lines Institute January 18-21st 2012, Independence, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Personal Lines Institute held at the…

travis-gensler-attends-the-commercial-property-institute-|-beacon-point-insurance

Travis Gensler attends The Commercial Property Institute | Beacon Point Insurance

For Immediate Release Travis Gensler attends The Commercial Property Institute June 15-18th 2011, Independence, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Commercial Property Institute held at the…

come-to-the-kansas-city-union-station-in-kansas-city,-missouri!-|-beacon-point-insurance

Come To The Kansas City Union Station in Kansas City, Missouri! | Beacon Point Insurance

The Kansas City Union Station is a must visit for anyone who comes to Kansas City, Missouri. The union station opened in 1914 and it has undergone several restorations throughout time to offer visitors and the community all kinds of…

experience-the-full-american-royal-experience-in-kansas-city,-missouri!-|-beacon-point-insurance

Experience the Full American Royal Experience in Kansas City, Missouri! | Beacon Point Insurance

If you’re coming to Kansas City this year, you can’t miss the American Royal! This is an incredible livestock show, horse show, rodeo and barbecue competition that takes place each year in October and November. The American Royal offers its…