Insurance Agency News

Could FEMA be overcharging you based on inaccurate elevation data? If you’re a homeowner in Houston, you might be paying a flood insurance premium based on a number that doesn’t match your home’s actual height above ground. Since FEMA updated…

Why are Old Saybrook homeowners getting flood insurance quotes that are nearly 50% higher than the state average? Why does FEMA say your policy is “correct” even when it feels completely broken? If your renewal bill just hit your inbox…

Are you tired of paying too much for flood insurance on your apartment complex? Do you feel like your premiums are just a fixed cost you have no control over? You’re not alone. Flood insurance is one of the most…

Can you cancel your FEMA flood policy mid-term to switch to private insurance? You’ve probably been there, your FEMA flood insurance renewal shows up, and to avoid a lapse, you pay it. Then, a week later, you find out a…

Can you really trust Titan, Argenia, or TFIA with your home’s flood protection? If you live in Houston and just got a flood insurance quote with a name you don’t recognize, Titan, Argenia, or TFIA, you’re probably asking: Who are…

Owned by Mario and Kendra of Calleja Kustoms Mario and Kendra spent seventeen years building their vision. Poison IVY is the embodiment of a dream to build an early ’60s show car in the classic style of Big Daddy Ross,…

 Posted On December 15, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. A farm is more than just land, equipment, and livestock, it’s a legacy built through generations of hard work and dedication. But without a clear plan,…

Why do AE homeowners need flood insurance while their neighbors in Zone X think they don’t? Have you ever struggled to explain to a neighbor why you pay for flood insurance and they don’t? Maybe they said, “I’m not near…

In recent years, more homeowners have started turning to private flood insurance to fill the coverage gaps left by the National Flood Insurance Program (NFIP). Private policies often promise better protection, higher coverage limits, and added benefits that NFIP policies…

If you’re a Connecticut homeowner exploring alternatives to the National Flood Insurance Program (NFIP), you may be wondering whether your lender will accept private flood insurance. The good news is that federal law is on your side, if your policy…

Owned by Dr. Hassan Moghadam – Ottawa, QC Some vehicles stop you in your tracks. The 1956 Mercedes-Benz 300SL Gullwing owned by Ottawa surgeon Dr. Hassan Moghadam is one of those cars. Known worldwide for its performance and unmistakable doors,…

“This house is in Zone X. You don’t need flood insurance.” That sentence is one of the most dangerous in Houston real estate At The Flood Insurance Guru, we’ve analyzed 40 recent flood insurance policies from across Greater Houston, spanning…

Think You’re Safe Without Flood Insurance in Connecticut? What if a quiet storm turned your basement into a $47,000 loss? For one homeowner outside New Haven, it did. He wasn’t in a high-risk zone, didn’t have flood insurance, and his…

You’ve done your research. You’ve found a private flood insurance policy in Connecticut that offers better coverage, higher limits, and a lower premium than the standard National Flood Insurance Program (NFIP) policy. It seems like a clear win. But as…

The $150,000 Mistake That Cost One Investor Everything You did everything right. You bought a six-unit building in Hartford, insured it for what your lender required, and your rental income was steady. Then the flood hit. The damage totaled $650,000….

Your Policy Might Not Protect You the Way You Think After the August 2024 floods in Connecticut, many homeowners were shocked to find their flood insurance fell short. Despite paying premiums faithfully, they were left with tens of thousands in…

Your Policy Might Not Protect You the Way You Think After the August 2024 floods in Connecticut, many homeowners were shocked to find their flood insurance fell short. Despite paying premiums faithfully, they were left with tens of thousands in…

The Zone AE Paradox: Why Your Neighbor Pays $800 and You Pay $2,800 You just got your flood insurance renewal in Hartford. Same house, same Flood Zone AE, but your premium is $2,800 while your neighbor’s is only $800.  This is…

The Zone AE Paradox: Why Your Neighbor Pays $800 and You Pay $2,800 You just got your flood insurance renewal in Hartford. Same house, same Flood Zone AE, but your premium is $2,800 while your neighbor’s is only $800.  Many Connecticut…

Tired of rising NFIP flood insurance premiums?Wondering if private flood insurance can truly save you money, or if it’s just a risky shortcut? You’re not alone. Nearly every Connecticut homeowner facing high NFIP rates asks the same question: Is private…

Are you stuck paying too much for flood insurance just because your policy isn’t up for renewal yet? Do you believe you’re locked into your current flood insurance plan, even though you’ve found a better option? That belief is costing…

Your Winter Prep Checklist Livestock Care Ensure barns and shelters are insulated, dry, and well-ventilated. Check water systems to prevent freezing and stock up on bedding to keep animals warm. Monitor feed quality and adjust rations — livestock often need…

Top 5 Flood Insurance Quote Mistakes That Can COST YOU THOUSANDS:  What to Fix When Comparing Flood Insurance Quotes Are you confident your flood insurance quote would actually cover you after a flood?Or could a small mistake in your policy…

Owned by Justin Sookraj, OBLIVION 80s & 90s Car and Culture Showy Adam, Oshawa – ON Developed with direct input from Honda’s F1 program and legendary driver Ayrton Senna, the Acura NSX was the ultimate expression of Honda’s engineering in…

Why do two nearly identical homes in The Hill have flood insurance premiums that differ by over $1,000? And how can one document unlock major savings for your property? In many Hill neighborhoods, the difference comes down to an often-overlooked…

Wondering whether to choose NFIP or private flood insurance for your Soulard home? And how do pricing, basement coverage, and contents protection really compare in 2025? This article breaks down exactly how both options work, what drives the cost differences,…

Why does your neighbor on The Hill pay less than $600 for flood insurance while yours costs over $4,600? How can premiums vary so drastically between homes just blocks apart? In this article, you’ll learn the five core factors driving…

If you live in Soulard, you probably know flood insurance isn’t optional, but overpaying is. Flood coverage is a must-have for many homes in Soulard. But here’s what most homeowners don’t realize: your specific property details, not just your flood…

Wondering how much contents coverage will raise your flood insurance premium? If you live in The Hill, you’ve likely already asked, “What’s my building coverage?” But the next question usually comes fast: “Do I really need contents coverage, and how…

Introduction Welcome to your essential guide tailored for investors looking to dive into the lucrative world of rental properties, focusing on mastering flood insurance and bank requirements, an excellent way to invest in real estate for beginners. Drawing insights from…

Why Soulard Flood Insurance Costs Vary So Much 7 Real Factors That Impact Your Price in 2025 Why do two nearly identical homes in Soulard pay thousands more or less for flood insurance? And more importantly, what can you do…

Why Are You Paying So Much for Flood Insurance? Could one document cut your premiums by 80%? If you own a home in St. Louis and your flood insurance premiums feel painfully high, you’re not imagining things. Living near the…

 Posted On October 15, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. Farming isn’t just about dirt on your hands, it’s also about data at your fingertips. From GPS-guided tractors to online banking, modern farms run on technology….

How Much Does Flood Insurance Cost in The Hill, St. Louis in 2025? If you live in The Hill, you’ve likely asked: “How much is flood insurance going to cost me?” Whether you own a classic brick bungalow near the…

Are You Overpaying for Flood Insurance Without Knowing It? Is your current flood insurance costing you thousands and still leaving you underinsured?Many Alabama homeowners don’t realize they have options beyond the National Flood Insurance Program (NFIP). Those who do switch…

Owned by Adam, Oshawa – ON I purchased my 1967 Chevy Camaro RS in 1983 at the age of 18 and entering my first year at college. It had been a long time saving and searching for a number matching…

 Posted On September 15, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. Every tractor has a story. Every harvest has a history. And behind every acre tiled, there’s a family whose story is rooted in resilience, tradition, and…

Owned by Murray McKinnon – ON Vehicle: 1969 Chevrolet CamaroColour: Blue with black interiorEngine: 350 ZZ4 crateMileage: 9,000 miles since restorationOwned since: 2010 For Murray McKinnon, the 1969 Camaro has always been his dream car. He finally made it a…

 Posted On August 15, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. Rain is a farmer’s best friend, but when it disappears for weeks or even months, it can turn everything upside down. Drought doesn’t just stress the…

Understanding Not-At-Fault Accidents in Washington Not-at-fault Accident Accidents, often characterized by their unexpected nature and lack of intent, are incidents that result from a confluence of factors, frequently preventable. They encompass a range of events from vehicular collisions, often linked…

FOR IMMEDIATE RELEASE South Jordan, Utah. November 20, 2023 – Skyline Insurance Agency proudly announces that Matthias Allred has joined the 2024 Marketplace Circle of Champions. WASHINGTON, DC – Skyline Insurance Agency is proud to announce that Matthias Allred has…