Insurance Agency News

Your Policy Might Not Protect You the Way You Think After the August 2024 floods in Connecticut, many homeowners were shocked to find their flood insurance fell short. Despite paying premiums faithfully, they were left with tens of thousands in…

The Zone AE Paradox: Why Your Neighbor Pays $800 and You Pay $2,800 You just got your flood insurance renewal in Hartford. Same house, same Flood Zone AE, but your premium is $2,800 while your neighbor’s is only $800.  This is…

Tired of rising NFIP flood insurance premiums?Wondering if private flood insurance can truly save you money, or if it’s just a risky shortcut? You’re not alone. Nearly every Connecticut homeowner facing high NFIP rates asks the same question: Is private…

Are you stuck paying too much for flood insurance just because your policy isn’t up for renewal yet? Do you believe you’re locked into your current flood insurance plan, even though you’ve found a better option? That belief is costing…

Your Winter Prep Checklist Livestock Care Ensure barns and shelters are insulated, dry, and well-ventilated. Check water systems to prevent freezing and stock up on bedding to keep animals warm. Monitor feed quality and adjust rations — livestock often need…

Top 5 Flood Insurance Quote Mistakes That Can COST YOU THOUSANDS:  What to Fix When Comparing Flood Insurance Quotes Are you confident your flood insurance quote would actually cover you after a flood?Or could a small mistake in your policy…

Owned by Justin Sookraj, OBLIVION 80s & 90s Car and Culture Showy Adam, Oshawa – ON Developed with direct input from Honda’s F1 program and legendary driver Ayrton Senna, the Acura NSX was the ultimate expression of Honda’s engineering in…

Why do two nearly identical homes in The Hill have flood insurance premiums that differ by over $1,000? And how can one document unlock major savings for your property? In many Hill neighborhoods, the difference comes down to an often-overlooked…

Wondering whether to choose NFIP or private flood insurance for your Soulard home? And how do pricing, basement coverage, and contents protection really compare in 2025? This article breaks down exactly how both options work, what drives the cost differences,…

Why does your neighbor on The Hill pay less than $600 for flood insurance while yours costs over $4,600? How can premiums vary so drastically between homes just blocks apart? In this article, you’ll learn the five core factors driving…

If you live in Soulard, you probably know flood insurance isn’t optional, but overpaying is. Flood coverage is a must-have for many homes in Soulard. But here’s what most homeowners don’t realize: your specific property details, not just your flood…

Wondering how much contents coverage will raise your flood insurance premium? If you live in The Hill, you’ve likely already asked, “What’s my building coverage?” But the next question usually comes fast: “Do I really need contents coverage, and how…

Introduction Welcome to your essential guide tailored for investors looking to dive into the lucrative world of rental properties, focusing on mastering flood insurance and bank requirements, an excellent way to invest in real estate for beginners. Drawing insights from…

Why Soulard Flood Insurance Costs Vary So Much 7 Real Factors That Impact Your Price in 2025 Why do two nearly identical homes in Soulard pay thousands more or less for flood insurance? And more importantly, what can you do…

Why Are You Paying So Much for Flood Insurance? Could one document cut your premiums by 80%? If you own a home in St. Louis and your flood insurance premiums feel painfully high, you’re not imagining things. Living near the…

 Posted On October 15, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. Farming isn’t just about dirt on your hands, it’s also about data at your fingertips. From GPS-guided tractors to online banking, modern farms run on technology….

How Much Does Flood Insurance Cost in The Hill, St. Louis in 2025? If you live in The Hill, you’ve likely asked: “How much is flood insurance going to cost me?” Whether you own a classic brick bungalow near the…

Are You Overpaying for Flood Insurance Without Knowing It? Is your current flood insurance costing you thousands and still leaving you underinsured?Many Alabama homeowners don’t realize they have options beyond the National Flood Insurance Program (NFIP). Those who do switch…

The Perfect Storm of Government Failure If you think the government’s flood insurance program will protect you when disaster strikes, think again. During a federal shutdown, the NFIP goes offline—leaving thousands of newly mapped homeowners exposed. This isn’t opinion. It’s…

Houston Flood Insurance Options During the 2025 Government Shutdown: Your Complete Guide “` Last Updated: October 8, 2025 You’re trying to buy a home in Houston. Your closing is scheduled. Then you get the call: “We need flood insurance, but…

The Deal Killer Nobody Talks About (Until It’s Too Late) You’ve done everything right. Your buyers are pre-approved, the inspection cleared, the appraisal came in. You’re three days from closing. Then the text comes in: “My lender says we need…

Published: October 5, 2025 | Updated: October 5, 2025 | By Chris Greene, Flood Insurance Specialist Bottom Line Up Front: Yes, you can transfer (assume) an existing NFIP flood insurance policy during a government shutdown—but only if the existing coverage…

Will a Government Shutdown Raise Flood Insurance Costs? Short Answer: No, a government shutdown won’t raise your flood insurance premiums. But it can delay your ability to get or renew coverage—especially through the National Flood Insurance Program (NFIP)—and that could…

Owned by Adam, Oshawa – ON I purchased my 1967 Chevy Camaro RS in 1983 at the age of 18 and entering my first year at college. It had been a long time saving and searching for a number matching…

Escrow Shock: How Flood Insurance Hikes Can Spike Your Mortgage Payment Have your mortgage payments unexpectedly jumped? If your home is in a flood zone and your flood insurance premium increased, your mortgage could rise too — and fast. I’m…

 Posted On September 15, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. Every tractor has a story. Every harvest has a history. And behind every acre tiled, there’s a family whose story is rooted in resilience, tradition, and…

Buying a home shouldn’t mean overpaying for flood insurance. Yet in Alabama, thousands of homeowners are doing exactly that, without knowing it. Are you closing on your dream home in Alabama, but the flood insurance quote is giving you second…

The $75,000 Mistake Most Alabama Homeowners Are Making Are you paying thousands more than necessary for Alabama flood insurance?What if a single $600 document could unlock $75,000+ in lifetime savings? That’s the reality many homeowners face. Most don’t realize their…

Have you budgeted for flood insurance only to be blindsided at closing? Or maybe your lender quoted you one number, but by year’s end, you paid double or more? You’re not alone. Many Alabama homeowners are shocked by the true…

Owned by Murray McKinnon – ON Vehicle: 1969 Chevrolet CamaroColour: Blue with black interiorEngine: 350 ZZ4 crateMileage: 9,000 miles since restorationOwned since: 2010 For Murray McKinnon, the 1969 Camaro has always been his dream car. He finally made it a…

 Posted On August 15, 2025 Written by Dave Stewart Zehr Insurance Brokers Ltd. Rain is a farmer’s best friend, but when it disappears for weeks or even months, it can turn everything upside down. Drought doesn’t just stress the…

Owned by Mike Farrugia – ON For Mike Farrugia, one of our trusted appraisers, the 1986 Caprice Classic is more than a car — it’s a connection to the past. At 17, Mike’s first car was a worn ’86 Caprice….

Farm Safety Rules Every Parent Should Follow to Protect Kids Keeping kids safe requires constant attention, clear rules and leading by example. Here are some essential guidelines for practicing safety: Keep Play Areas Far from Equipment. Designate safe zones for…

Owned by Joe Ippolito – ON Car: 1972 Oldsmobile CutlassColor: Blue with black accentsEngine: 350 V8Mileage: 117,650 kmCondition: Fully Restored This month’s spotlight shines on Joe Ippolito’s beautifully restored 1972 Oldsmobile Cutlass. Joe first owned this car at 16, sold it in 1992, and managed…

Understanding Not-At-Fault Accidents in Washington Not-at-fault Accident Accidents, often characterized by their unexpected nature and lack of intent, are incidents that result from a confluence of factors, frequently preventable. They encompass a range of events from vehicular collisions, often linked…

Skip to content FOR IMMEDIATE RELEASE South Jordan, Utah. November 20, 2023 – Skyline Insurance Agency proudly announces that Matthias Allred has joined the 2024 Marketplace Circle of Champions. WASHINGTON, DC – Skyline Insurance Agency is proud to announce that…