Insurance Agency News

A single-car rollover Accident Accidents, often characterized by their unexpected nature and lack of intent, are incidents that result from a confluence of factors, frequently preventable. They encompass a range of events from vehicular collisions, often linked to preventable behaviors…

Owned by Susan, Grimsby – ON It turns out that we are the third owners of this car. It was built in South Bend Indiana and was purchased new in Oakland California for a lady by her husband, a doctor,…

Why a Classic Car Insurance Policy is Essential for Winter Storage While these steps go a long way in protecting your car physically, don’t forget the importance of the right insurance policy during the off-season. Standard auto insurance policies may…

Accessing Disaster Assistance in Georgia: Post-Hurricane Helene Understanding Disaster Assistance Programs in Georgia Hurricane Helene has left many Georgians facing significant challenges. Where can you turn for help? This guide outlines key disaster assistance programs available in Georgia, including FEMA…

 Featured Vintage Car of the Month  Posted On October 1, 2024 This month, we spotlight a true Mopar legend – a stunning 1969 Dodge Coronet Super Bee. Lovingly restored over seven years by Louis Losier of Oshawa, Ontario,…

Have you ever found yourself wading through the aftermath of a flood in Atlanta, feeling uncertain about how to salvage your home and belongings? This guide will walk Atlanta homeowners through every step required to file a flood insurance claim,…

Hurricane Helene’s Impact on Flood Risks in Covington, GA: Bear Creek, Indian Creek, Yellow River Analysis Hurricane Helene’s approach to Covington, GA raises critical flood risk concerns for Bear Creek, Indian Creek, and Yellow River. This analysis examines the potential…

  Is your Atlanta home prepared to stand firm against the unpredictable flooding Hurricane Helene might bring? With the National Hurricane Center monitoring this formidable tropical cyclone, ensuring your home’s defenses against the devastating power of wind and flood are…

Securing the right flood insurance policy is as crucial as wearing a helmet to safeguard against an injury. It requires the same diligence and awareness you employ when choosing a vehicle or home insurance. Just as you wouldn’t drive without…

Flood insurance costs in Zone AE can vary significantly across different regions, including North Carolina, South Carolina, and Vermont. These areas face unique flood risks due to their geographical features and climate patterns. Understanding the factors that influence insurance premiums…

Base Flood Elevation (BFE) in Flood Zone AE is a critical concept for property owners and developers in the United States. This measurement, shown on Flood Insurance Rate Maps, indicates the height floodwaters are expected to reach during a 100-year…

If you own property in Georgia’s AE flood zone, you’re likely acquainted with the unique challenges presented by the risk of flooding. Securing an appropriate flood insurance policy isn’t merely advisable; it’s often a requisite. The cost of this insurance…

As a homeowner in Georgia, where heavy rain can often lead to flooding, securing an insurance policy that covers you against such disasters is a crucial step in protecting your investment. Flood insurance goes beyond what a standard homeowner’s insurance…

If your home lies within an AE flood zone, you’re in a region that the Federal Emergency Management Agency (FEMA) designates as a high-risk flood area. The label ‘AE’ means you’re standing on some of the ground most likely to…

Chris Greene here with The Flood Insurance Guru, here to talk about some important changes happening in the world of flood insurance and property buying. Today, we’re diving into Florida’s new flood disclosure law, comparing it with Texas’ 2020 law,…

As someone who has navigated the purchase of a home in a flood zone, I’ve learned the intricacies of interpreting flood plain maps. These maps are more than just random shapes and colors; they are crucial for homeowners and prospective…

Navigating the waters of flood zone classification can mean the difference between tranquility and financial turmoil for homeowners. Flood Zone AE, designated by the Federal Emergency Management Agency (FEMA), signals areas at high risk for flooding, inevitably influencing both home…

As a Savannah homeowner, navigating flood insurance can feel like charting a course through murky waters. The Federal Emergency Management Agency (FEMA) supports residents with the National Flood Insurance Program (NFIP), offering insurance policies to protect your home from water…

Surrounded by waterways and susceptible to storms, your Savannah rental property is at risk for flooding, making renter’s flood insurance not just sensible, but imperative for protecting your belongings. A standard renters’ property insurance policy, unfortunately, doesn’t shield you from…

Living in Kentucky presents its own set of challenges when it comes to dealing with water-induced havoc. As a proud member of the community, it’s fundamental to understand how flood zones impact you, particularly concerning home insurance and, more broadly,…

As homeowners within Zone AE floodplains, understanding Base Flood Elevation (BFE) is critical for ensuring your property’s safety and managing insurance costs effectively. BFE indicates how high floodwaters could rise during a “base flood,” or a flood that has a…

As a Savannah native and homeowner, I know firsthand the importance of securing a sturdy insurance policy, especially concerning flood protection for condos. With the region’s susceptibility to water damage, it’s not just about safeguarding the structure—a condo flood insurance…

Nestled in the heart of Georgia, Macon residents understand all too well the unpredictable nature of weather and the potential for flood-related disasters. An insurance policy that includes comprehensive flood insurance could mean the difference between a swift recovery and…

Floods in Georgia, while not an everyday occurrence, have the potential to wreak havoc on unsuspecting homeowners. Having the right insurance policy in place is not just comforting—it’s critical. As I learned the hard way, assuming that your standard homeowner’s…

As someone who has purchased a house in a flood zone in Georgia, I have firsthand experience of how vital a robust insurance policy is for safeguarding your property. Floods don’t discriminate, and mobile homes are as vulnerable as any…

Basement flooding can be a stressful and costly experience for any homeowner. Whether it’s due to heavy rains, a burst pipe, or a faulty appliance, dealing with water damage in your basement requires immediate action and a thorough understanding of…

Navigating the flood plains of Savannah, Georgia, you’ll find that protecting your property with the right insurance policy isn’t just prudent—it’s a necessity. Flash floods can occur unexpectedly, leaving homeowners to grapple with the aftermath without adequate coverage. Choosing the…

Understanding Flood Risk in Savannah, GA As a native of Savannah with personal experience in wading through the complexities of flood zones, I share a common concern with many homeowners here: the rising tides and increased flood risks. Nestled on…

Your Georgia Mobile Home From Flood Risks: Insurance Essentials From the charming outskirts of Carrollton GA to the shimmering shores of Lake Hartwell, Lake Sinclair, and Lake Oconee, mobile homeowners in Georgia are no strangers to the allure of lakeside…

Securing Flood Insurance in Georgia: A Guide for Homeowners Living in Georgia, where the rivers swell and storms can surge, securing a flood insurance policy is more than just a box to tick—it’s a safeguard for your home and peace…

Preparing for hurricane season in Savannah, Georgia Georgia Flood Insurance Rates Explained: A Comprehensive Guide As a native raised in Georgia and a homeowner in a flood-prone zone, I understand firsthand the intricacies of navigating flood insurance rates in our…

 Featured Vintage Car of the Month  Posted On September 1, 2024 Owned by Chris ​Purchased Oct 1975, (Only owner) (76 model year.) Engine rebuilt to Olds W31 Specs. including Edelbrock Perfomer intake and Holley carburetor. Entire body sanded…

The Critical Role of Savannah GA Condo Flood Insurance: Insights for Property Owners Nestled amidst the charming allure of tybee island and the historic beauty of Savannah, condo owners face unique risks that inland properties do not, making a sound understanding of flood insurance a…

Introduction When floodwaters recede in Savannah, GA, the damage left behind can be overwhelming. As a homeowner, it’s essential to know the steps to take in the immediate aftermath to ensure your safety and start the recovery process. Whether you’re…

Flood Insurance Guide for Tybee Island, GA Homeowner As a homeowner on the charming Tybee Island, GA, understanding the ins and outs of securing your property with the right flood insurance policy is like preparing your home to weather a storm. This picturesque…

When I bought my home in a flood zone in Georgia, I had no idea that private flood insurance was even an option. Like many homeowners, I assumed the National Flood Insurance Program (NFIP) was my only choice. It wasn’t…

Savannah, GA, is known for its charming historic streets, vibrant culture, and stunning coastal scenery. However, its beauty comes with a price: the city is prone to significant flooding risks. Understanding these risks is crucial for homeowners, property buyers, and…

As climate change continues to reshape weather patterns globally, coastal regions like Savannah, Georgia, face growing challenges. Rising sea levels, increased frequency and intensity of storms, and shifting weather patterns are combined to create significant flood risks, particularly in vulnerable…

Welcome to our guide on flood insurance premiums in Savannah, Richmond Hill, and Pooler, presented by the Flood Insurance Guru. As residents of these coastal and historic communities, understanding the intricacies of flood insurance is crucial for protecting your home…

As hurricane season approaches, it’s crucial for residents of Savannah, Georgia, to be well-prepared. The city’s location along the coast makes it particularly vulnerable to hurricanes and tropical storms. This blog will guide you through what to expect during hurricane…

Savannah, GA, has many perks—beautiful historic homes, a charming coastal lifestyle, and lush landscapes. But living near the coast also means being more vulnerable to flooding, making flood insurance a critical consideration for homeowners like us. Unfortunately, I’ve learned that…

Owned by Joe, Baden, ON Check out this stunning 1969 Pontiac Firebird, proudly owned by Joe from Baden. This classic car has undergone an incredible transformation, bringing it back to its former glory and then some. Joe, who first owned…

Preventing RV Fires: Best Practices Fortunately, there are several steps RV owners can take to minimize the risk of fires in their motorhomes, travel trailers, and campers. Implementing these best practices can help keep you, your loved ones, and your…

FOR IMMEDIATE RELEASE South Jordan, Utah. November 20, 2023 – Skyline Insurance Agency proudly announces that Matthias Allred has joined the 2024 Marketplace Circle of Champions. WASHINGTON, DC – Skyline Insurance Agency is proud to announce that Matthias Allred has…

According to a recent survey, a staggering number of US drivers – approximately 96% – are unaware of the fundamental elements of their auto insurance coverage. The poll, which interviewed almost 1,000 drivers across the country, looked at how well…

One of the most common questions we get is “Why do I pay that amount when my friend only pays $x”.  And there are many reasons why, but just like anything else that we buy, insurance rates are only locked…

One of my new clients this week said to me, “I didn’t realize how much stuff I had to do to retire, I thought you retired and could just relax”. What she was referring to was the fact that for…

When does an insurance company consider my home vacant? 95% of homeowners do not understand what happens to their insurance on their home when their house becomes empty or unoccupied.  Most people find out they do not have any coverage…

In the event of injuries or damage to property of others which you allegedly caused: Call us to report a claim. Forward any correspondence, including a summons from an attorney representing the other party. Do not discuss the claim with…

Your home insurance deductible is one of the easiest things to use to help control the cost of your homeowners insurance. When choosing a deductible, what you are really doing is telling the insurance company how you view insurance. What…

Using the right tool for a job is key to success in any profession. Experts say the same principle applies when selecting an auto insurance policy. Having the right type of policy can help ensure that you, your employees and…

GOOD DRIVERS ARE RESPONSIBLE DRIVERS. Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen. At Beacon Point, we combine…

Setting up a backyard swimming pool can make those hot summertime’s a lot more enjoyable and relaxing, however could it get you into a great deal of financial difficulty too? The short answer is: yes. If you’re not properly covered,…

Whether you are a home owner or a renter, having an up-to-date inventory of your belongings can be an invaluable resource, particularly for insurance purposes. The contents of your home are covered up to a certain limit by your homeowner’s…