how-to-handle-a-hit-and-run-accident

How to Handle a Hit and Run Accident

Byzombiechristian Reading Time: 5 minutes

What is a Hit-and-Run Accident?

A hit-and-run Accident

Accidents, often characterized by their unexpected nature and lack of intent, are incidents that result from a confluence of factors, frequently preventable. They encompass a range of events from vehicular collisions, often linked to preventable behaviors like distracted driving, to occupational injuries resultant from inadequate safety protocols.
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” href=”https://midcolumbiainsurance.com/glossary/accident” data-mobile-support=”0″ data-gt-translate-attributes=”[{“attribute”:”data-cmtooltip”, “format”:”html”}]” tabindex=”0″ role=”link”>accident is a collision between a Vehicle

Vehicles, like cars, trucks, motorcycles, and bicycles, have various components (engines, wheels, brakes) and functions (transportation, recreation, cargo delivery). Ownership models include personal, leasing, and rental. Key attributes are weight, size, and fuel efficiency.
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” href=”https://midcolumbiainsurance.com/glossary/vehicle” data-mobile-support=”0″ data-gt-translate-attributes=”[{“attribute”:”data-cmtooltip”, “format”:”html”}]” tabindex=”0″ role=”link”>vehicle and another vehicle, Pedestrian

The word ‘pedestrian’ comes from the Latin word ‘pedester’. It doesn’t just mean a person who is walking. It’s a term that includes all the different parts of walking that have to do with our culture, history, and the things we build for walking, like sidewalks
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What Should You Do If You’re a Victim of a Hit and Run?

If you’re a victim of a Hit and Run

A hit and run or hit-and-run offense occurs when an individual causes or contributes to a traffic collision and leaves the scene without offering assistance or providing their contact information.
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How to Gather Evidence at the Scene

While waiting for the authorities to arrive, gather as much evidence as possible. Take photos of the damage to your vehicle, the surrounding area, and any visible injuries. If there are witnesses, ask for their contact information and a brief statement of what they saw. Write down any details you can remember about the vehicle at fault, such as the make, model, color, or license plate number.

Car speeding off after hit and run

Reporting a Hit-and-Run to Law Enforcement

When law enforcement arrives, provide them with a detailed account of the incident and share the evidence you’ve gathered. File a police report and obtain a copy for your records. This report will be essential when filing an Insurance

Insurance is a contractual agreement that offers financial safeguard against unpredictable events. This arrangement, binding between an individual and an insurance company, delineates the specifics of coverage and conditions. The essence of insurance is to facilitate financial recovery after an adverse occurrence in order to avert a potentially catastrophic financial event. It is a strategic approach to counter potential hardships and offers policyholers a sense of security.
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Understanding Your Insurance Coverage

Contact your Insurance Company

An insurance carrier pools money together from thousands of people paying premiums and because only some of these people will have car crashes or home damage, the total premiums paid usually cover all these expenses. This spreads out the risk, rather than a few unfortunate people having to bear the full devastation of a loss.
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Uninsured motorist coverage is a provision commonly found in automobile insurance policies that provides for a policy holder, their family, and their passengers to receive damages for any injuries they receive from an uninsured, negligent driver.
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” href=”https://midcolumbiainsurance.com/faq/what-is-uninsured-motorist-coverage” data-mobile-support=”0″ data-gt-translate-attributes=”[{“attribute”:”data-cmtooltip”, “format”:”html”}]” tabindex=”0″ role=”link”>uninsured motorist coverage, it may help cover the costs of repairs and medical treatment. If the driver at fault is identified, their Liability Insurance

Liability insurance is a fundamental aspect of risk management, designed to mitigate potential financial losses arising from legal claims. This type of insurance is pivotal in safeguarding individuals and businesses from the economic impacts of litigation, by providing coverage for a variety of liabilities encountered in daily operations.
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The doctrine of damages in common law serves as a cornerstone of legal redress, offering a structured approach to compensating individuals who have suffered loss or injury attributable to the actions or negligence of another party.
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Coping with the Emotional Impact of a Hit-and-Run

Being a victim of a hit-and-run accident can be a traumatic experience that leads to emotional distress, anxiety, and fear. Seek support from family, friends, or a mental health professional to help you cope with the emotional impact of the incident. Remember that it’s normal to feel a range of emotions and that healing takes time.

Preventing Hit and Run Accidents

To reduce the Risk

Risk is the possibility of loss, injury, or other adverse consequences due to uncertainty. In finance and insurance, risk plays a crucial role in decision-making and the pricing of products and services.
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” href=”https://midcolumbiainsurance.com/glossary/risk” data-mobile-support=”0″ data-gt-translate-attributes=”[{“attribute”:”data-cmtooltip”, “format”:”html”}]” tabindex=”0″ role=”link”>risk of being involved in a hit and run accident, always practice safe driving habits. Be aware of your surroundings, maintain a safe following distance, and avoid distractions while behind the wheel. If you witness a hit-and-run accident, safely pull over and report the incident to the authorities, providing as much information as possible to assist the victims and help apprehend the driver at fault.

Mid-Columbia Insurance
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Call (509)783-5600 and speak to one of our independent insurance agent professionals today, or click “Get a Quote” to request an insurance quote.

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