Compare Home Warranty Quotes Online!
Finding affordable home warranty quotes from companies that will give you the most coverage for your appliances can be confusing, and reading the small print can be frustrating.
But it doesn’t have to be:
Once you understand how home warranties work in general it will be easy to compare the policies to each other.
In this post we will show you how to get a home warranty and get covered online as well as what a home warranty plan is and how much a home warranty costs per month.
What Is A Home Warranty Plan Or Home Appliance Insurance?”In Plain English,” A Home Warranty (also known as home appliance insurance) is protection against the loss of your home appliances due to wear and tear.
How Much Is A Home Warranty Plan Per Month?
The national average cost of a home warranty is around $25 to $50 per month, it’s an easy to afford coverage with a ton of upside if you ever need it.
How Much Are Home Warranties Per Year?
Home warranties cost between $300 and $600 per year on average. Premium plans or additional coverage options can raise the price to $800 or more annually. Costs vary based on the provider, location, and type of coverage selected.
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Should You Get Home Warranty Quotes OnlineAs with most things, the days of sitting down at a coffee table to go over your purchasing options is a thing of the past. With the new technologies in the market you are able to get a much better deal on your home warranty cost. Our companies can get you super fast home warranty plans within sixty seconds online and get you covered within a few minutes.
What Does Home Appliance Insurance Cover?A home warranty policy will usually cover things like:
Air Conditioning SystemBuilt In MicrowaveCeiling & Exhaust FansClothes Washer & DryerCooktopDishwasherDuctworkElectrical SystemGarage Door OpenerGarbage DisposalOven / Range / Stove/ Plumbing SystemRefrigeratorWater HeaterWhirlpool BathtubYou can also purchase additional, optional coverage for things like:
Central VacuumLimited Roof LeakPool / SpaSecond RefrigeratorSeptic SystemSeptic Tank PumpingStand Alone FreezerSump PumpWell PumpEach policy will be different depending on the types of product that you choose, so always read the policy specifics.
HOME WARRANTIES WHERE YOU LIVE
Home warranties by state.
Home warranties protect and your family from financial ruin due to unexpected loss.
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Home Warranty Stats That Prove You Need Appliance InsuranceThe average life expectancy of nine critical appliances/home systems is 13 years, and the likelihood of failure of one of these systems in a given year is 68 percent. Homes on the market with a home warranty included sell on average 50 percent faster than homes without.Houses with home warranties return a sales price that averages 3 percent higher.8 out of 10 buyers prefer to buy a home with a home warrantyHome Warranty Vs Homeowners InsuranceWhen it comes to a home warranty and home insurance there is a ton of confusion; however, the truth is that these products serve a completely different purpose and usually work together to give you total protection of your home.
While both of these products are made to protect your homes systems and appliances or real estate, they work in two completely different ways:
Home WarrantyWhen something stops working in your house or breaks due to wear and tear, or is simply malfunctioning, a home warranty plan is what you will need. These plans will cover a variety of things like like what we showed above.
If your appliance stops working, you simply reach out to your home warranty company and they will send a specialist to assist with your item A home warranty will not protect your appliances from external damage inflected on it on purpose or accidentally. That is usually when your homeowners insurance kicks in.
So:
If your dishwasher stops working or malfunctioning, you would want to call your home warranty company. If your dishwasher is stolen during a robbery, or destroyed due to a house fire, call your homeowners insurance company.
Homeowners InsuranceHomeowners insurance is the best defense you can give your family from a disaster destroying your home, unlike a home warranty plan, your homeowners will only cover your property if it is destroyed by a covered loss and usually covers:
Personal PropertyPersonal LiabilityMedical CoverageLoss Of Use CoverageOther Structures CoverageStructure CoverageWith newer types of home insurance you can easily purchase your coverage using an online quote tool, within a few minutes; and home insurance companies are more equipped to handle catastrophe claims.
If your car is damaged by a covered loss, then homeowners will kick in, however, in general, you should look to your auto insurance policy to help with almost any auto claim.
How Much Home Warranty Coverage Do I Need?A home warranty has many different plans and pricing. So, like you should do when purchasing renters or homeowners insurance, take an inventory of all the appliances you have in your home. Once you have a list together you need to make sure that whatever appliance insurance you decide to purchase will cover everything.
Keep in mind that each home warranty will work differently. Each company will have different plans and different options, so I always recommend purchasing the best plan that will be available to you. You can then add additional options that you may need to the policy for an additional cost.
Home Warranty Coverage Made SimpleCompare Free Quotes & Get a Policy Fast.
Taking ActionIf you don’t know how to fix the things around your home and you don’t have the funds to purchase new appliances at random. Then you need to purchase a home warranty plan fast, there is no reason to put yourself through the headache of it all. Click on any of the above buttons to get covered today.
Sa El is the Co-Founder of Simply Insurance and a licensed Insurance Agent with over 16 years of experience in the industry. He specializes in Life & Health Insurance and is certified in Long Term Care Insurance in the state of Georgia. a licensed real estate agent in the state of Georgia (License #382602), an entrepreneur, insurance educator, and freelance writer.
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