Tips & Tricks for Storing Your Classic Car in Winter – Zehr Insurance Brokers Ltd.

Why a Classic Car Insurance Policy is Essential for Winter Storage

While these steps go a long way in protecting your car physically, don’t forget the importance of the right insurance policy during the off-season. Standard auto insurance policies may not cover the full value of a classic vehicle, and here’s why a classic car insurance policy is a much better option for winter storage:

1. Agreed Value Coverage: Unlike standard policies, classic car insurance provides agreed value coverage, meaning you and the insurer agree on the value of your car upfront. In case of a total loss, you get paid the agreed amount, not the depreciated market value.

2. Comprehensive Coverage: Classic car policies often offer more comprehensive protection while the vehicle is in storage. This includes coverage for theft, vandalism, or damage from weather-related incidents while the car isn’t being driven.

3. Lower Premiums for Limited Use: Since classic cars are typically driven less, many classic car policies offer lower premiums compared to regular auto insurance. You’re not paying for the risks associated with daily driving, which can make insuring your classic during winter much more cost-effective.

4. Specialized Claims Handling: Insurance Zehr Insurance understand the unique needs of classic car owners. We offer access to appraisers and mechanics familiar with rare and vintage vehicles, ensuring that your car is properly cared for in case of damage.