It’s a little more complicated than that. It all hinges on the coverage alternatives you select. Because bodily injury and property damage insurance is required in most states, your policy should at a minimum cover vehicle and property damage, as well as other people involved in an accident you cause’ injury-related costs up to the state-mandated minimum limit.
The minimum coverage requirements, on the other hand, may not always protect you and your automobile. To get the greatest protection for your individual needs, talk to a member of your Beacon Point Insurance Team about available insurance choices.