This is often determined on a case-by-case basis. To assist cover vehicle, property damage, and injury-related expenditures for other people involved in an accident you cause, drivers must have bodily injury and property damage liability coverage at the state-mandated levels.
There are many more insurance options than what the state requires. You can get more protection by buying policies that fit your specific needs. It is important to select a policy that is right for you and understand how it will affect the cost of your insurance. You should also be familiar with the different types of coverage available to you.
Repair or replacement of your own vehicle:
Ask Your Beacon Point Insurance Team About:
New Car Replacement Coverage
Loan/Lease Gap Insurance
Towing and on-site roadside services, such as jump-starts and flat tire changes:
Rental car while you can’t use your covered auto because of an accident or incident:
Car Rental Reimbursement
Your own or your passenger’s medical expenses related to an accident or incident:
Personal Injury Protection (PIP)
Medical Payments Coverage
Accident-related expenses if the driver who caused the accident has no insurance or inadequate coverage:
Uninsured/Underinsured Motorist Coverage