The Biden-Harris Administration, through the Centers for Medicare & Medicaid Services (CMS), is taking a number of steps that will make it easier for the American people to sign up for quality, affordable health coverage and reduce health disparities in communities across the country. Beginning this year, consumers will have an extra 30 days to […]
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American Rescue Plan Lowered Health Costs for Millions of Americans
American Rescue Plan Lowered Health Costs for Millions of Americans Ahead of August 15 Deadline to Get Covered on HealthCare.govNew data show American Rescue Plan cut premiums by 40% and significantly lowered out-of-pocket costs Today, the Centers for Medicare & Medicaid Services (CMS) released new data that shows returning consumers can save, on average, 40% […]
IRS suspends requirement to repay excess advance payments of the 2020 Premium Tax Credit
IR-2021-84, April 9, 2021 WASHINGTON — The American Rescue Plan Act of 2021 suspends the requirement that taxpayers increase their tax liability by all or a portion of their excess advance payments of the Premium Tax Credit (excess APTC) for tax year 2020. A taxpayer’s excess APTC is the amount by which the taxpayer’s advance payments of […]
How to get a Low Deductible Health Plan?
How to get a Low Deductible Health Plan? The most important investment any person could possibly make is investing in their health. Some might think that investing in health might be too costly. However, with the right decisions, you can get an insurance option that will be worth every penny. In fact, nowadays, there are […]
Who can use the Insurance Marketplace?
Health Insurance Marketplace Your Local Health Insurance Advisors In the United States, the Marketplace Health Insurance is one of the benefits that a citizen can use. For people who need help choosing the right insurance package for them, the marketplace houses important information about providers and plans. Those unsure about eligibility and costs will also find a […]
Retirement and Estate Planning in Your 20s and 30s: 3 Crucial Steps to Take
Your 20s and 30s may be a time for personal development, career exploration, and settling down and starting a family, but it’s also important to start planning for the future — especially your retirement and estate. The earlier you start planning for the future, the more financial security you and your loved ones will experience […]
Understanding the Affordable Care Act
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Understanding the Affordable Care Act One of the most widely known healthcare policies in the United States is the Affordable Care Act. It was also known as Obamacare to the public after President Barack Obama signed the reform into law in 2010. The law’s full name is the Patient Protection and Affordable Care Act, and […]
How does the CARES Act help During the Pandemic?
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How does the CARES Act help During the Pandemic? The ongoing coronavirus pandemic has caused a lot of problems for Americans. Besides the fear of getting infected, losing a loved one, or succumbing to the disease, there is also the risk of losing thousands of dollars for medical treatment. With how unstable the job market […]
Do you need insurance to sell on Amazon?
If you have a Professional Selling Plan, Amazon requires you to have General Liability Insurance. The requirement states, “Sellers with professional selling plans on Amazon.com must provide proof of Commercial General Liability insurance. This insurance, obtained at the seller’s expense, shall cover up to $1,000,000 per occurrence and in the aggregate and must include products […]
2021 Special Enrollment Period Extended in response to the COVID-19 Emergency
The Department of Health & Human Services (HHS) has announced a Special Enrollment Period (SEP) for individuals and families to shop for Marketplace coverage in response to the COVID-19 Public Health Emergency. This SEP will allow individuals and families in states with Marketplaces served by the HealthCare.gov platform to enroll in 2021 health insurance coverage. Beginning February […]