Article 0 Comments A small earthquake shook the greater Los Angeles metropolitan area Friday night, the U.S. Geological Survey confirmed. There weren’t any immediate reports of major damage or injuries. The magnitude-4.3 quake struck shortly after 7:58 p.m. and was centered near Carson, about 21 miles southeast of downtown LA, according to the USGS website. […]
Insurance
How to reactivate a lapsed life insurance policy?
Let us look at certain steps that should be taken to ensure you continue to enjoy the host of safeguards that come inbuilt with life insurance plans. Since the onset of the COVID-19 pandemic, there has been an increased emphasis placed by the Indian masses on life insurance products with many young citizens purchasing life […]
High-Risk Car Insurance
What is high-risk auto insurance? High-risk car insurance – or nonstandard auto insurance – is designed for individuals who have a poor driving record and are considered more likely to have an accident. While high-risk auto insurance does have higher premiums, high-risk drivers can improve their driving record over time and reduce their premiums and […]
Will NFIP 2.0 Stop People From Buying Flood Policy in Low-Risk Zones?
A lot of things will be changing once the new national flood insurance program kicks in next month. This will impact mostly rating as the new Risk Rating 2.0 from the Federal Emergency Management Agency (FEMA) and the National Flood Insurance Program (NFIP) aims to provide a more accurate representation of flood risks when it […]
Will the NFIP Risk Rating 2.0 Kill the Real Estate Market?
We’re less than a month away from the first phase of the flood insurance changes coming to the Federal Emergency Management Agency (FEMA) and the National Flood Insurance Program (NFIP) through the new Risk Rating 2.0 program. October 1st marks the first massive change coming to federal flood insurance for homeowners across the United States […]
3 Reasons Why People Don’t Buy Flood Insurance
When it comes to insurance policies, these things involve a lot of commitment and hard-earned cash from everyone, so people are starting to become more careful with it. Today, we want to talk about the three reasons why people across the United States don’t buy flood insurance and understand why you should avoid this type […]
Are Mortgage Requirements Causing Larger Disasters in Flood Insurance?
Today, we want to talk about the mortgage requirements when it comes to flood insurance, especially during flood disasters. Now, it’s important to preface this that we aren’t pointing out a certain mortgage lender but more on the general requirements, conditions, and things like that. We want to close this case by asking “are these […]
How Will Hurricane Nicholas Impact Texas and Louisiana?
Another hurricane had made its landfall on the southeastern parts of the United States however this time around, Texas and Louisiana might be the first to experience the impacts of Hurricane Nicholas as we move through the week. Join us as we unpack how Hurricane Nicholas will impact the southeastern United States and what this […]
Liability Car Insurance: You can drive protected
What is liability car insurance? If you are at fault in a car accident, auto liability insurance pays for the damage you cause to another person’s vehicle and covers costs for injuries to others in the accident, up to the limit of coverage you purchased. Do I need auto liability insurance? Yes, Washington state requires […]
What Role Does Time Play in Flood Insurance?
Flood insurance is slowly but surely transforming itself as we veer closer to the new Risk Rating 2.0 program with the National Flood Insurance Program (NFIP) and the Federal Emergency Management Agency (FEMA). If you’ve been with us, you know that we’re talking a lot about flood maps or flood insurance rate maps (FIRM), flood […]